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Insurance Answering Service That Books Policyholders 24/7

Stop sending prospects and policyholders to voicemail. Our insurance answering service answers instantly, captures FNOL and quote details, books callbacks to your calendar, and routes urgent claims to your on-call contact or carrier hotline. It’s your AI receptionist for insurance claims and sales—without the overhead. Go live in 3 days. No software to learn.

  • Live in 3 days

  • 240 free minutes included

  • HIPAA, GDPR, SOC 2

Live Demo: Instant AI Callback

Hear Your Insurance Answering Service in Action

Enter your number to hear the greeting, intake, and booking flow in seconds.

Your live demo is on the way!
Our AI receptionist will call you in the next few seconds.
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This Demo Agent Can

  • Capture quote requests automatically

    Policy type, risk basics, coverage needs, preferred contact time, then books a confirmed callback.

  • Take First Notice of Loss (FNOL) details

    Incident type/date/location, policy number, parties involved, photos link, and contact info.

  • Transfer urgent calls to another agent

    In the demo, transfers work for saved numbers only.

  • Record and summarize every call

    Names, numbers, intent, and notes your team can use.

Prefer to Call the Demo Directly?

Call: (XXX) XXX-XXXX

Why Insurance Teams Switch to Adaptify

Built for Insurance Agencies and Carriers

CRM dashboard hologram illustrating Adaptify AI receptionist syncing calls to Salesforce, Zendesk and 2 000+ apps.

Voices That Sound 100% Human

Natural pacing, tone, and empathy policyholders trust. You can even upload a custom brand voice.

CRM dashboard hologram illustrating Adaptify AI receptionist syncing calls to Salesforce, Zendesk and 2 000+ apps.

Works With Your Tools

Any calendar. Popular insurance platforms like Applied Epic, AMS360, HawkSoft, EZLynx, QQCatalyst, Salesforce Financial Services Cloud, HubSpot. Plus Zapier and webhooks. See all on Integrations.

CRM dashboard hologram illustrating Adaptify AI receptionist syncing calls to Salesforce, Zendesk and 2 000+ apps.

Bilingual Capability

Serve more customers with English plus Spanish, French, or Mandarin. Additional languages available on request, ideal for mixed-language markets and after-hours coverage.

CRM dashboard hologram illustrating Adaptify AI receptionist syncing calls to Salesforce, Zendesk and 2 000+ apps.

Trained for Insurance

Custom flows for quotes, after-hours insurance answering service, FNOL intake, claim status updates, COI/ID cards, endorsements, renewals, billing questions, and VIP routing with escalation rules you control.

Before and After

Before: Without Adaptify

  • Missed calls and voicemails

    Prospects choose another agency.

  • Slow response times

    After-hours callers wait until morning.

  • Manual scheduling

    Back-and-forth leads to no-shows and churn.

  • Higher staffing costs

    You pay for idle time whether calls come in or not.

Answer rate
74%
Avg response time
3 min
Quotes per week
23

After: With Adaptify

  • Every call answered 24/7

    First-call resolution for policyholders and referrals.

  • Instant scheduling and callbacks

    Confirmed slots land on your calendar.

  • Priority escalation

    Urgent claims connect to your on-call rep fast.

  • Lower cost per policyholder

    Pay per minute only when calls happen.

Answer rate
99%+
Avg response time
< 1 sec
Quotes per week
39
💡 Results vary by agency size and call volume. Your dashboard includes recordings, transcripts, and analytics for every call.

How It Works

How Your Insurance Answering Service Works

01

Answer Every Call Instantly

Your AI insurance receptionist picks up every policyholder, prospect, and partner 24/7, including weekends and holidays.

02

Pre-Qualify and Book to Calendar

Captures policy type, risk basics, coverage needs, and preferences; then books a confirmed callback on your calendar.

03

Route Priority Calls to Your Team

Emergencies and high-priority claims are warm-transferred to your designated contact or carrier line with smart retries and fallbacks.

04

Track Every Call in Your Dashboard

Recordings, transcripts, and analytics for QA, training, and campaign-level conversion.

Real Impact in Days

Proven Results for Insurance

More Quotes and Renewals

Convert after-hours and peak-time calls.

No Missed Calls

Every policyholder answered instantly.

Lower CSR/Front Desk Costs

Leaner than call centers and overtime.

Handle Multiple Calls at Once

No one sits on hold.

Always On-Brand

Consistent, professional communication.

Full Transparency

Recordings, transcripts, and analytics in your dashboard.
💬 “Evening claims and quote calls no longer go to voicemail. FNOL is captured cleanly and urgent requests reach our on-call rep fast.”— M. Torres, Agency Owner, Summit Risk Group, Austin, TX

Our Pricing

Simple Insurance Answering Service Pricing

Pay Only for What You Need

Business owner smiling after switching to Adaptify’s transparent pay-as-you-go AI receptionist pricing.
“Setup took three days and missed calls dropped to near zero. Clients get help fast and we only pay for minutes.”

One-Time Setup

$590 paid once.

Full setup, call-flow design, and AI training
Free dedicated US or Canadian phone number
240 free minutes (about 48 calls)
CRM + calendar integration
Call dashboard with recordings, transcripts, and analytics
Ongoing fine-tuning during first month

Ongoing Minute Bundles

$0.24/min

Buy only the minutes you need, top up anytime
Unused minutes roll over for 3 months
No charges if no calls are answered
Secure Your Setup →

No Software to Learn. We Do It All for You.

You get a done-for-you insurance answering service, not another tool to figure out.

  • Fully Done for You

    Voice, scripts, integrations, and testing by our engineers.

  • Live in 3 Business Days

    Number, calendar connection, and launch checklist.

  • 240 Free Minutes to Start

    Unused minutes roll over for 3 months.

  • 1 Month of Fine-Tuning

    Optimized based on real calls.

FAQs - Insurance Answering Service

1. What is an insurance answering service and how does it help?

A 24/7 AI insurance receptionist that answers every call, books callbacks, captures FNOL and policy details, and routes priority callers to your team. You get recordings, transcripts, and analytics in one dashboard.

2. How is AI different from a traditional call center?

Instant pickup with no holds, on-brand scripts every time, integrations with your tools, and pay-per-minute billing only when calls happen.

3. Do you offer an after-hours insurance answering service?

Yes, after-hours insurance answering service for nights, weekends, and holidays. The agent follows your rules, captures full details, and routes priority calls immediately.

4. Can it handle quotes and renewals?

Yes. It asks screening questions, checks availability, and places confirmed callbacks on your calendar. Optional confirmations and reminders.

5. Can it capture policy and claims information?

Yes. It can collect policy number, carrier, policy type, incident details (type/date/location), vehicle/home specifics when applicable, and caller contact details. Custom fields supported.

6. Does it give coverage or legal advice?

No. It performs scripted intake and scheduling only, then routes or books according to your rules. It does not provide coverage decisions or legal advice.

7. Where do urgent claims go?

To your designated on-call claims rep, branch line, or carrier hotline. You control schedules, targets, and fallbacks.

8. Which tools do you integrate with?

Any calendar. Popular platforms like Applied Epic, AMS360, HawkSoft, EZLynx, QQCatalyst, Salesforce FSC, HubSpot, plus Zapier and webhooks. See all on Integrations.

9. How fast can we go live and what do you need from us?

About 3 business days. After setup purchase, you’ll complete a 5-minute form with script, routing, escalation contacts, intake fields, and calendar access. We build and test, then send your number and dashboard to go live.

10. What does the dashboard include?

Recordings, full transcripts, and analytics. Track answer rate, response time, bookings, outcomes, and conversion by source or campaign.

11. What does it cost and how are minutes billed?

One-time setup is $590. Usage is $0.24 per minute. Unused minutes roll over for 3 months. No contract and no charges if no calls are answered.

12. Is data secure?

Yes, security-first with encryption in transit and at rest, role-based access, and audit logs. If you require specific compliance documentation (e.g., BAA/SOC 2), let us know and we’ll discuss options for your plan.

13. How do I start right now?

Click Build Your Agent, complete checkout, then fill a short form. We’ll build your insurance answering service and go live in about 3 days. Prefer to talk first? You can schedule a call after checkout.

Stop Missing Calls. Start Serving Policyholders 24/7

Your AI receptionist for insurance claims and sales can be live in 72 hours or less.

  • Full setup, done for you
  • 240 free call minutes included
  • CRM + calendar integration
  • Secure dashboard with recordings, and analytics
  • No contract, pay only for minutes you use
Build Your Agent
⚡ Only 6 Onboarding Slots Left This Week